10 Year Term Life Insurance

People in their forties (40s)

 

Some examples of 10 year term policies if you are in your forties.

Average prices per month shown

10 year term - Woman (smoker)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $16.65 $28.00 $39.38 $50.75 $62.13 $119.00
41 Years Old $17.41 $29.58 $41.74 $53.90 $66.06 $126.88
42 Years Old $18.20 $31.15 $44.10 $57.05 $70.00 $134.75
43 Years Old $19.05 $32.95 $46.70 $60.50 $74.38 $143.50
44 Years Old $19.86 $34.48 $49.09 $63.75 $78.35 $151.38
45 Years Old $20.74 $36.23 $51.71 $67.20 $82.69 $160.13
46 Years Old $22.23 $39.20 $56.10 $73.15 $90.13 $175.00
47 Years Old $23.85 $42.35 $60.90 $79.45 $98.00 $190.75
48 Years Old $25.29 $45.33 $65.36 $85.45 $105.44 $205.65
49 Years Old $26.86 $48.48 $70.00 $91.70 $113.31 $221.38

 

10 year term - Man (smoker)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 years of age $20.48 $35.70 $50.93 $66.15 $81.38 $157.50
41 years of age $21.61 $37.98 $54.34 $70.75 $87.06 $168.88
42 years of age $22.84 $40.43 $58.01 $75.60 $93.19 $181.13
43 years of age $23.95 $42.70 $61.43 $80.15 $98.88 $192.50
44 years of age $25.11 $44.98 $64.85 $84.70 $104.56 $203.85
45 years of age $26.34 $47.43 $68.51 $89.60 $110.65 $216.13
46 years of age $28.96 $52.68 $76.39 $100.10 $123.81 $242.35
47 years of age $31.76 $58.28 $84.79 $111.30 $137.81 $270.38
48 years of age $34.45 $63.70 $92.93 $122.15 $151.38 $297.50
49 years of age $37.19 $69.13 $101.06 $133.00 $164.94 $324.63

 

 

10 year term - Woman (non-smoking)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $10.06 $15.75 $15.93 $19.78 $23.63 $42.00
41 Years Old $10.59 $16.80 $17.50 $21.88 $25.81 $45.94
42 Years Old $11.25 $17.76 $19.08 $23.85 $28.00 $50.35
43 Years Old $11.90 $18.46 $20.91 $25.90 $30.63 $55.56
44 Years Old $12.43 $19.16 $22.55 $28.35 $32.35 $59.50
45 Years Old $12.95 $20.21 $24.06 $30.19 $35.00 $64.75
46 Years Old $13.45 $21.25 $25.38 $31.94 $37.60 $70.00
47 Years Old $14.09 $22.49 $26.95 $34.00 $40.25 $74.75
48 Years Old $14.70 $23.71 $28.30 $35.96 $42.72 $79.21
49 Years Old $15.49 $25.29 $29.90 $38.09 $45.39 $84.55

 

10 year term - Man (non-smoking)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $10.41 $16.45 $18.06 $22.58 $27.13 $48.16
41 Years Old $11.03 $17.68 $19.60 $24.68 $29.75 $52.50
42 Years Old $11.64 $18.90 $21.15 $26.78 $32.37 $57.75
43 Years Old $12.43 $20.48 $23.28 $29.58 $35.44 $63.64
44 Years Old $13.21 $22.05 $25.38 $32.35 $39.38 $68.09
45 Years Old $14.15 $23.54 $27.76 $35.53 $42.47 $75.15
46 Years Old $15.23 $25.29 $30.36 $38.59 $45.50 $81.44
47 Years Old $16.35 $27.04 $32.73 $41.74 $49.44 $88.65
48 Years Old $17.41 $29.14 $35.09 $44.86 $53.37 $97.65
49 Years Old $18.64 $31.59 $37.98 $48.74 $58.19 $104.13