Costs of 30 Year Term Life Insurance For Women and Men in the forties (40s)

Being in your forties is still a great age range to get life insurance. You are young enough that your costs will be very affordable, most likely, you don't have any major health issues, thus, you can get approved for longer insurance terms. Check out your rates below.

Examples of 30 year term policy monthly prices if you are in your forties (40-49).

30 year term - Woman - non-smoking

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Year Old Woman $16.89 $31.20 $36.40 $47.08 $57.61 $105.00
41 Year Old Woman $18.03 $33.43 $39.29 $50.86 $61.66 $113.86
42 Year Old Woman $18.81 $35.00 $42.18 $54.46 $66.16 $122.86
43 Year Old Woman $19.95 $37.28 $45.85 $58.88 $71.56 $132.86
44 Year Old Woman $21.18 $39.84 $49.24 $63.10 $76.96 $143.56
45 Year Old Woman $22.66 $42.00 $52.85 $67.88 $82.81 $154.36
46 Year Old Woman $24.33 $46.00 $57.34 $73.90 $90.46 $169.66
47 Year Old Woman $27.30 $50.14 $62.20 $80.38 $98.56 $186.86
48 Year Old Woman $30.80 $54.64 $67.87 $87.94 $108.01 $203.86
49 Year Old Woman $33.22 $58.88 $73.00 $94.88 $116.56 $221.86
Example monthly life Insurance premiums as off 07/11/2022 - your premiums will be different.

30 year term - Man, non-smoking

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Year Old Man $21.53 $39.16 `$47.08 $60.22 $73.36 $134.85
41 Year Old Man $23.36 $42.58 $51.40 $65.98 $80.56 $148.85
42 Year Old Man $25.38 $46.18 $56.53 $72.82 $89.11 $164.26
43 Year Old Man $27.65 $49.42 $61.12 $78.94 $96.86 $179.56
44 Year Old Man $29.93 $53.02 $66.52 $86.14 $105.86 $195.86
45 Year Old Man $32.20 $57.34 $72.46 $94.06 $115.66 $213.86
46 Year Old Man $33.86 $63.28 $79.85 $103.88 $127.31 $236.26
47 Year Old Man $36.85 $69.30 $87.85 $114.58 $136.50 $255.50
48 Year Old Man $40.08 $74.90 $97.03 $126.82 $147.88 $277.38
49 Year Old Man $43.23 $81.20 $106.48 $139.42 $162.31 $305.38
Example monthly life Insurance rates as off 07/11/2022 - your premiums will be different.

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30 year term - Woman smoker

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Year Old Female $32.81 $60.38 $87.94 $115.50 $143.06 $280.88
41 Year Old Female $34.91 $64.58 $94.24 $123.90 $153.56 $301.88
42 Year Old Female $37.01 $68.88 $100.54 $132.30 $164.06 $322.88
43 Year Old Female $39.11 $72.98 $106.84 $140.80 $174.56 $343.88
44 Year Old Female $41.21 $77.18 $113.14 $149.10 $185.06 $364.88
45 Year Old Female $43.23 $81.20 $119.18 $157.20 $195.13 $385.00
46 Year Old Female $67.20 $130.11 $168.63 $223.42 $273.49 $542.80
47 Year Old Female $73.10 $141.92 $184.30 $244.30 $299.17 $594.06
48 Year Old Female $79.69 $155.11 $201.50 $267.24 $326.90 $649.80
49 Year Old Female $86.80 $169.32 $220.55 $292.24 $357.81 $711.34
Example monthly life Insurance premiums as off 07/11/2022 - your premiums will be different.

30 year term - Man smoker

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
Age 40 Man $47.88 $90.30 $132.84 $175.35 $217.88 $430.50
Age 41 Man $51.63 $98.00 $144.38 $190.85 $237.13 $469.00
Age 42 Male $55.48 $105.80 $155.93 $206.20 $256.38 $507.50
Age 43 Male $59.24 $113.23 $167.21 $221.20 $275.19 $545.13
Age 44 Man $63.08 $120.93 $178.86 $236.60 $294.44 $583.63
Age 45 Male $66.94 $128.63 $190.31 $252.00 $313.69 $622.13
Age 46 Man $86.63 $170.63 $246.49 $327.88 $407.03 $807.63
Age 47 Male $93.98 $185.33 $265.91 $353.68 $435.31 $859.55
Age 48 Man $103.08 $203.53 $289.80 $385.53 $469.44 $924.00
Age 49 Male $114.45 $225.13 $319.90 $425.88 $513.19 $1,007.13
Example monthly smoker life Insurance rates as off 07/11/2022 - your premiums will be different.

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