Great news if you are in your forties - term life insurance rates have never been this affordable. With people's life expectancy going up every year, it is no surprise that life insurance companies are more than happy to insure people over 40 years of age.
Considering that the majority of men and women will live into their seventies and eighties, it is a low risk proposition for a life insurance company to insure a man or woman in their 40's.
Comparing rates from several insurers will ensure you'll get the best possible rates.
Do not settle with the first quote you get. By comparing rates from different companies you'll be able to get the cheapest rates available for your particular situation.
Because you are still fairly young, the major factor that will affect your rates, is your health. If you are of average weight, don't smoke, and don't suffer from any major health issues, your rates should be standard.
But, if you have any medical issues like diabetes, cancer, depression, autoimmune disease, etc., your rates won't be preferred, and you will pay more.
As you can see prices are really affordable - get your own rates today!
AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
---|---|---|---|---|---|---|
40 Year Old Man | $21.56 | $39.14 | $47.22 | $60.62 | $73.36 | $134.85 |
41 Year Old Male | $23.36 | $42.68 | $51.45 | $65.98 | $80.78 | $148.75 |
42 Year Old Man | $25.38 | $46.27 | $56.53 | $72.82 | $89.81 | $164.36 |
43 Year Old Male | $27.65 | $49.42 | $61.25 | $78.54 | $96.86 | $179.65 |
44 Year Old Man | $29.93 | $53.12 | $66.53 | $86.34 | $105.88 | $195.85 |
45 Year Old Male | $32.20 | $57.44 | $72.66 | $94.26 | $115.56 | $213.76 |
46 Year Old Man | $33.84 | $63.39 | $79.85 | $103.77 | $127.63 | $236.38 |
47 Year Old Male | $36.55 | $69.30 | $87.95 | $114.468 | $136.47 | $255.52 |
48 Year Old Man | $40.77 | $74.95 | $97.23 | $126.80 | $147.38 | $277.58 |
49 Year Old Male | $43.22 | $81.25 | $106.39 | $139.22 | $162.55 | $305.58 |
AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
40 Year Old Female | $13.35 | $21.74 | $24.44 | $30.95 | $37.33 | $66.41 |
41 Year Old Woman | $14.25 | $23.27 | $25.65 | $32.76 | $39.39 | $73.25 |
42 Year Old Female | $14.65 | $25.24 | $27.74 | $34.35 | $41.66 | $77.65 |
43 Year Old Woman | $15.54 | $26.36 | $28.72 | $36.55 | $44.89 | $83.83 |
44 Year Old Female | $16.35 | $27.79 | $29.85 | $38.23 | $46.67 | $87.50 |
45 Year Old Woman | $16.65 | $28.44 | $32.34 | $41.75 | $50.35 | $95.80 |
46 Year Old Female | $18.31 | $32.24 | $35.94 | $45.67 | $55.65 | $105.88 |
47 Year Old Woman | $19.80 | $34.45 | $39.97 | $51.40 | $62.85 | $118.62 |
48 Year Old Female | $20.45 | $36.48 | $43.54 | $56.68 | $66.32 | $128.76 |
49 Year Old Woman | $21.44 | $41.65 | $46.75 | $60.78 | $73.23 | $141.20 |