Great news if you are in your forties - term life insurance rates have never been this affordable. With people's life expectancy going up every year, it is no surprise that life insurance companies are more than happy to insure people over 40 years of age.
Considering that the majority of them will live into their seventies and eighties, it is a low risk proposition for a life insurance company to insure a man or woman in their 40's.
Compare rates amongst several insurers to get the best possible rates. Do not settle with the first quote you'll get. By comparing rates from different companies you'll be able to get the cheapest rates available for your particular situation.
As you can see prices are really affordable - get your own rates today!
30 year term policy for a man, non-smoking:
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| 40 Year Old Man | $21.56 | $39.14 | $47.22 | $60.22 | $73.36 | $134.85 |
| 41 Year Old Male | $23.36 | $42.58 | $51.40 | $65.98 | $80.48 | $148.75 |
| 42 Year Old Man | $25.38 | $46.37 | $56.53 | $72.82 | $89.11 | $164.26 |
| 43 Year Old Male | $27.65 | $49.42 | $61.22 | $78.94 | $96.76 | $179.58 |
| 44 Year Old Man | $29.93 | $53.12 | $66.52 | $86.24 | $105.78 | $195.75 |
| 45 Year Old Male | $32.20 | $57.34 | $72.66 | $94.16 | $115.66 | $213.76 |
| 46 Year Old Man | $33.84 | $63.37 | $79.75 | $103.77 | $127.61 | $236.28 |
| 47 Year Old Male | $36.55 | $69.30 | $87.85 | $114.68 | $136.57 | $255.50 |
| 48 Year Old Man | $40.77 | $74.90 | $97.23 | $126.82 | $147.48 | $277.38 |
| 49 Year Old Male | $43.22 | $81.20 | $106.39 | $139.42 | $162.51 | $305.38 |