Costs of 30 Year Term Life Insurance For 30 to 39 Year Olds

If you are in your thirties this is the perfect time to get life insurance - rates are still very affordable and long term coverage is easy to get.

Maybe you just got married and are starting a family, maybe you want to make sure your kids have a place to live and have their college education paid for in case of your death, no matter the reason, you owe your loved ones financial peace of mind.

Here are some examples of 30 year term policy monthly premiums for males and females in their thirties.

30 year term - Woman (non-smoking)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 year old female $12.16 $21.53 $24.06 $30.63 $36.94 $64.75
31 year old female $12.25 $21.70 $24.06 $30.63 $36.94 $65.63
32 year old female $12.60 $21.88 $24.33 $30.98 $36.94 $65.63
33 year old female $13.21 $22.05 $24.85 $31.68 $36.94 $66.50
34 year old female $13.56 $22.58 $25.64 $32.73 $39.16 $69.13
35 year old female $13.91 $22.93 $26.69 $34.13 $40.94 $72.63
36 year old woman $14.09 $24.68 $28.00 $35.88 $41.56 $75.25
37 year old woman $14.70 $26.08 $29.84 $38.33 $45.94 $82.25
38 year old woman $15.31 $27.65 $31.68 $40.78 $48.95 $89.00
39 year old woman $16.01 $29.40 $34.04 $43.93 $52.96 $97.01
Example monthly life Insurance premiums as off 02/28/2024 - your premiums will be different.

30 year term - Man (non-smoking)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Year Old Man $13.91 $25.20 $29.05 $37.28 $44.19 $80.50
31 Year Old Male $14.09 $25.55 $29.05 $37.28 $45.06 $82.25
32 Year Old Man $14.44 $26.25 $29.05 $37.28 $45.50 $82.25
33 Year Old Male $14.88 $27.13 $29.05 $37.28 $45.50 $82.25
34 Year Old Man $15.40 $28.18 $29.58 $37.98 $46.38 $84.00
35 Year Old Male $16.10 $28.36 $31.41 $40.43 $49.06 $89.25
36 Year Old Man $16.98 $29.98 $33.78 $43.58 $52.66 $95.86
37 Year Old Male $17.94 $31.96 $36.93 $46.90 $56.71 $104.86
38 Year Old Man $18.90 $34.30 $40.33 $51.22 $61.41 $112.88
39 Year Old Male $20.04 $36.28 $43.03 $54.82 $66.61 $122.50
Example monthly life Insurance rates as off 02/28/2024 - your premiums will be different.

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The above term life insurance costs are estimated. Make sure to get your own personalized quote!