20 Year Term Life Insurance

30 to 39 Year Olds

Being in your thirties is a perfect time to buy life insurance. Rates are still very affordable and coverage is easily obtained. That is, if you do not have any major health problems.

The reasons are plenty to get life insurance coverage: Maybe you want to make sure your mortgage gets paid in case you die, maybe you want to make sure your kids education will be taken care off, or maybe you want to make sure your family has enough money to go on living at the same level they are accustomed to. No matter the reason, getting life insurance now is the right move.

 


Here are some examples of 20 year term policy prices if you are in your thirties:

Average monthly prices shown for a 20 year term policy for a woman, non-smoking.

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Year Old Woman $10.20 $16.45 $16.71 $20.83 $23.63 $42.00
31 Year Old Woman $10.24 $16.63 $16.98 $21.18 $23.63 $42.00
32 Year Old Woman $10.45 $16.80 $17.24 $21.53 $24.94 $44.63
33 Year Old Woman $10.94 $16.98 $17.76 $22.23 $26.69 $45.45
34 Year Old Woman $11.11 $17.33 $18.29 $22.55 $27.13 $47.25
35 Year Old Woman $11.29 $17.45 $18.81 $23.45 $28.00 $49.00
36 Year Old Woman $11.38 $18.65 $19.34 $24.20 $28.88 $51.63
37 Year Old Woman $11.81 $19.51 $20.39 $25.73 $31.06 $54.25
38 Year Old Woman $12.16 $20.21 $21.44 $27.13 $32.81 $57.55
39 Year Old Woman $12.69 $21.18 $22.55 $28.88 $35.00 $62.13
Life Insurance Rates as off 11/11/2019 - your rates will likely be different.

 

20 year term for a non-smoker man.

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Years Old $11.11 $19.16 $19.86 $25.03 $30.19 $50.55
31 Years Old $11.11 $19.16 $19.86 $25.03 $30.19 $50.55
32 Years Old $11.29 $19.16 $19.86 $25.03 $30.19 $50.55
33 Years Old $11.46 $19.25 $19.86 $25.03 $30.19 $51.63
34 Years Old $11.81 $19.25 $20.13 $25.38 $30.63 $53.38
35 Years Old $12.25 $20.13 $20.65 $26.08 $31.45 $56.00
36 Years Old $12.69 $21.09 $21.44 $27.13 $32.81 $59.45
37 Years Old $13.13 $22.14 $22.49 $28.53 $34.56 $63.00
38 Years Old $13.48 $23.36 $23.80 $30.28 $36.55 $68.25
39 Years Old $13.91 $24.76 $25.64 $32.73 $39.81 $73.87

 

 

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20-year term for a woman, smoker.

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
Age 30 $14.09 $22.93 $31.76 $40.60 $49.44 $93.63
Age 31 $14.35 $23.45 $32.65 $41.65 $50.55 $96.25
Age 32 $14.61 $23.98 $33.34 $42.70 $52.06 $98.88
Age 33 $14.88 $24.45 $34.13 $43.55 $53.38 $101.45
Age 34 $15.14 $25.03 $34.91 $44.80 $54.69 $104.13
Age 35 $15.40 $25.65 $35.70 $45.85 $56.00 $106.55
Age 36 $16.71 $28.18 $39.64 $51.15 $62.56 $119.88
Age 37 $18.03 $30.80 $43.58 $56.35 $69.13 $133.00
Age 38 $19.43 $33.60 $47.78 $61.95 $76.13 $147.00
Age 39 $20.83 $36.40 $51.98 $67.65 $83.13 $161.00

 

20 year term life insurance policy for a man which smokes.

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Year Old Man $17.85 $30.45 $43.05 $55.65 $68.25 $131.25
31 Year Old Man $18.03 $30.80 $43.58 $56.35 $69.13 $133.00
32 Year Old Man $18.29 $31.33 $44.36 $57.40 $70.44 $135.63
33 Year Old Man $18.65 $31.85 $45.20 $58.45 $71.55 $138.25
34 Year Old Man $18.81 $32.38 $45.94 $59.45 $73.06 $140.88
35 Year Old Man $19.08 $32.90 $46.73 $60.65 $74.38 $143.45
36 Year Old Man $21.18 $37.15 $53.03 $68.95 $84.88 $164.45
37 Year Old Man $23.28 $41.30 $59.33 $77.35 $95.38 $185.45
38 Year Old Man $25.38 $45.45 $65.63 $85.55 $105.88 $206.45
39 Year Old Man $27.48 $49.70 $71.93 $94.20 $116.38 $227.45

All life insurance costs and premiums are approximate and will be different for your particular situation.
Make sure to get a personalized quote!

 

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