Costs of 30 Year Term Life Insurance For 30 to 39 Year Olds

If you are in your thirties this is the perfect time to get life insurance - rates are still very affordable and long term coverage is easy to get.

Maybe you just got married and are starting a family, maybe you want to make sure your kids have a place to live and have their college education paid for in case of your death, no matter the reason, you owe your loved ones financial peace of mind.

$25,000
$50,000
$75,000
$100,000
$200,000
$300,000
$400,000
$500,000
Other Amount

Here are some examples of 30 year term policy monthly premiums for males and females in their thirties.

30 year term - Woman (non-smoking)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 year old female $12.16 $21.53 $24.06 $30.63 $36.94 $64.75
31 year old female $12.25 $21.70 $24.06 $30.63 $36.94 $65.63
32 year old female $12.60 $21.88 $24.33 $30.98 $36.94 $65.63
33 year old female $13.21 $22.05 $24.85 $31.68 $36.94 $66.50
34 year old female $13.56 $22.58 $25.64 $32.73 $39.16 $69.13
35 year old female $13.91 $22.93 $26.69 $34.13 $40.94 $72.63
36 year old woman $14.09 $24.68 $28.00 $35.88 $41.56 $75.25
37 year old woman $14.70 $26.08 $29.84 $38.33 $45.94 $82.25
38 year old woman $15.31 $27.65 $31.68 $40.78 $48.95 $89.00
39 year old woman $16.01 $29.40 $34.04 $43.93 $52.96 $97.01
Example monthly life Insurance premiums as off 06/11/2025 - your premiums will be different.

30 year term - Man (non-smoking)

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Year Old Man $13.91 $25.20 $29.05 $37.28 $44.19 $80.50
31 Year Old Male $14.09 $25.55 $29.05 $37.28 $45.06 $82.25
32 Year Old Man $14.44 $26.25 $29.05 $37.28 $45.50 $82.25
33 Year Old Male $14.88 $27.13 $29.05 $37.28 $45.50 $82.25
34 Year Old Man $15.40 $28.18 $29.58 $37.98 $46.38 $84.00
35 Year Old Male $16.10 $28.36 $31.41 $40.43 $49.06 $89.25
36 Year Old Man $16.98 $29.98 $33.78 $43.58 $52.66 $95.86
37 Year Old Male $17.94 $31.96 $36.93 $46.90 $56.71 $104.86
38 Year Old Man $18.90 $34.30 $40.33 $51.22 $61.41 $112.88
39 Year Old Male $20.04 $36.28 $43.03 $54.82 $66.61 $122.50
Example monthly life Insurance rates as off 06/11/2025 - your premiums will be different.

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The above term life insurance costs are estimated. Make sure to get your own personalized quote!