Costs of 30 Year Term Life Insurance
30 to 39 Year Olds
If you are in your thirties this is the perfect time to get life insurance - rates are still very affordable and long term coverage is easy to get.
Maybe you just got married and are starting a family, maybe you want to make sure your kids have a place to live and have their college education paid for in case of your death, no matter the reason, you owe your loved ones financial peace of mind.
Here are some examples of 30 year term policy prices if you are in your thirties.
Average prices per month shown
30 year term - Woman (non-smoking)
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
| 30 years of age | $12.16 | $21.53 | $24.06 | $30.63 | $36.94 | $64.75 |
| 31 years of age | $12.25 | $21.70 | $24.06 | $30.63 | $36.94 | $65.63 |
| 32 years of age | $12.60 | $21.88 | $24.33 | $30.98 | $36.94 | $65.63 |
| 33 years of age | $13.21 | $22.05 | $24.85 | $31.68 | $36.94 | $66.50 |
| 34 years of age | $13.56 | $22.58 | $25.64 | $32.73 | $39.16 | $69.13 |
| 35 years of age | $13.91 | $22.93 | $26.69 | $34.13 | $40.94 | $72.63 |
| 36 years of age | $14.09 | $24.68 | $28.00 | $35.88 | $41.56 | $75.25 |
| 37 years of age | $14.70 | $26.08 | $29.84 | $38.33 | $45.94 | $82.25 |
| 38 years of age | $15.31 | $27.65 | $31.68 | $40.78 | $48.95 | $89.00 |
| 39 years of age | $16.01 | $29.40 | $34.04 | $43.93 | $52.96 | $97.01 |
Life Insurance Rates as off 12/27/2021 - your rates will likely be different.
30 year term - Man (non-smoking)
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
| 30 Year Old Man | $13.91 | $25.20 | $29.05 | $37.28 | $44.19 | $80.50 |
| 31 Year Old Man | $14.09 | $25.55 | $29.05 | $37.28 | $45.06 | $82.25 |
| 32 Year Old Man | $14.44 | $26.25 | $29.05 | $37.28 | $45.50 | $82.25 |
| 33 Year Old Man | $14.88 | $27.13 | $29.05 | $37.28 | $45.50 | $82.25 |
| 34 Year Old Man | $15.40 | $28.18 | $29.58 | $37.98 | $46.38 | $84.00 |
| 35 Year Old Man | $16.10 | $28.36 | $31.41 | $40.43 | $49.06 | $89.25 |
| 36 Year Old Man | $16.98 | $29.98 | $33.78 | $43.58 | $52.66 | $95.86 |
| 37 Year Old Man | $17.94 | $31.96 | $36.93 | $46.90 | $56.71 | $104.86 |
| 38 Year Old Man | $18.90 | $34.30 | $40.33 | $51.22 | $61.41 | $112.88 |
| 39 Year Old Man | $20.04 | $36.28 | $43.03 | $54.82 | $66.61 | $122.50 |
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The above term life insurance costs are estimated.
Make sure to get your own personalized quote!